Other

Private Mortgage Lenders: A Practical Guide to Fast Funding and Flexible Terms

Private mortgage lenders offer faster, more flexible loans that rely heavily on property value and equity rather than strict income or credit requirements.

By Richard Monk · 27 Jan 2026

Private mortgage lenders offer faster, more flexible loans that rely heavily on property value and equity rather than strict income or credit requirements. You should expect higher interest rates, shorter terms, and alternatives like interest-only payments or second mortgages.